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Industry-Specific Business Intelligence

Business risk hits different in your industry.

Every industry has its own unique risks, payment dynamics, and financial blind spots. Command Insights is built to address the specific threats to your business.

Construction

"The sub looked great on paper. Then they disappeared halfway through a $500K job."

Construction has the highest business failure rate of any major industry. Long project cycles, complex subcontractor chains, and mechanics lien exposure create layers of risk most general contractors, developers, and specialty contractors never see coming.

Construction Risk Snapshot

23%
of construction businesses fail within their first 3 years
$47K
average mechanic’s lien claim in legal fees alone
4,000+
construction contractors filed for bankruptcy last year
The Risks You're Taking

Why construction risk is uniquely dangerous

Subcontractor Bankruptcy Mid-Project

A sub goes under halfway through your project. Work stops. You’re scrambling for a replacement. The timeline is blown and your client is furious.

Highest-impact risk

Mechanics Lien Exposure

Your sub didn’t pay their sub-subcontractors or suppliers. Now they’ve filed a mechanics lien — against your project. You’re liable for debts you didn’t incur.

$47K average legal cost

Material Supplier Failures

Your material supplier’s financial health is invisible to you — until they can’t deliver. Mid-project failures create cascading delays that cost more than the materials.

GC Payment Risk

If you’re a subcontractor, your biggest risk is the GC’s solvency. If they go under before paying you, you’re unsecured and competing against every other vendor.

Underbidding as Desperation

When a contractor bids 30% below everyone else, that’s not efficiency — it’s cash flow desperation. When they can’t deliver, your project is collateral damage.

Bonding Capacity Risk

Working with financially risky subs affects your own bonding capacity and insurance premiums. One bad relationship can impact your ability to bid future work.

How Command Insights Protects Construction Businesses

Vet subcontractors, suppliers, and GCs in under 5 minutes — before you sign the contract, not after the project falls apart.

See financial stability scores to identify overleveraged subs before you hire them

Check payment histories to spot subs who aren’t paying their own vendors

Review public records for liens, judgments, and UCC filings

Verify GC financial health before taking on a project as a sub

Assess material supplier viability to protect your project timeline

Vet faster than checking references — with data that doesn’t lie

Real Scenario

A general contractor in Arizona evaluated three subs for a $200K project phase. The third bid 30% lower. Before signing, the GC pulled a Command Insights report. It showed declining payment scores, two outstanding judgments, and a stability score in the bottom 15% of the industry. The GC chose the second bidder. Two months later, the low-bid sub filed for bankruptcy mid-project with another GC.

The $6 report saved this GC from a potential six-figure loss.

Protect your next project.

Stop betting your margins on subcontractors and suppliers you haven’t vetted.

Start Your Subscription — $69.99/mo

Wholesale Distribution

"You're essentially the bank for your customers. Are you underwriting like one?"

Wholesale distributors extend more unsecured terms than most businesses realize. Net-30, Net-60, Net-90 on five- and six-figure orders — all based on a handshake. When customers default, thin margins can’t absorb it.

Distribution Risk Snapshot

12-15%
of distributor receivables typically in collections
$1M
in new sales to recover a $100K default (at 10% margin)
90 days
average inventory disruption from supplier bankruptcy
The Risks You're Taking

Why distribution risk compounds fast

Customer Defaults on Extended Terms

You shipped $250K on Net-60. Three months later, phones disconnected. You’re now unsecured in bankruptcy court.

Highest revenue impact

Supplier Financial Instability

When suppliers fail, you lose 90 days of fulfillment capacity and the customer trust that goes with it.

Competing on Payment Terms

Your competitor offers Net-90. Neither of you is checking if the customer can pay. You’re racing to extend more terms with less protection.

How Command Insights Protects Distributors

Know who can actually pay you back — and who's treating you like their bank.

Vet new customers before extending Net-30/60/90 on large orders

Set limits based on actual financial health, not gut feeling

Monitor supplier stability before your supply chain fails

Identify customers with deteriorating payment patterns

Real Scenario

A wholesale distributor in Ohio was about to extend Net-60 on an $80K order. A Command Insights report showed declining payment scores, 45-day average late payments, and two UCC filings. They required 50% upfront instead. Four months later, that customer defaulted on three other vendors for $240K.

A $6 report protected $80K in receivables.

Stop being your customers' bank without the underwriting.

Know who deserves terms before you ship the product.

Start Your Subscription — $69.99/mo

Manufacturing

"Your production schedule is only as reliable as your weakest supplier's balance sheet."

Manufacturing runs on trust and precision. When a supplier goes under or a customer defaults on a custom order, you can’t resell the goods or recover the time.

Manufacturing Risk

47%
of manufacturers experienced supplier financial distress in 3 years
6-9 mo
to qualify a new supplier when your current one fails

How Command Insights Protects Manufacturers

Keep production running. De-risk custom orders. See the full supply chain picture.

Monitor supplier financial stability to prevent production disruptions

Vet customer financial health before committing materials to custom orders

Qualify backup suppliers proactively — before you need them urgently

Real Scenario

A specialty manufacturer received a $150K custom order on 90-day terms. A Command Insights report showed the customer’s stability score in the bottom 20% with declining revenue. They restructured with 60% upfront. Capital protected.

Smart terms protected $90K in exposure.

Protect your production line and margins.

Verify suppliers and customers before committing resources.

Start Your Subscription — $69.99/mo

Fuel & Petroleum

"Volatile pricing and thin margins mean one slow-paying account cascades into a crisis."

At 2-5% margins, a single $100K default erases profit from $2M-$5M in sales. You literally cannot afford a bad decision on terms.

Fuel Industry Risk

2-5%
typical net margins in fuel distribution
34%
increase in B2B payment defaults YoY

How Command Insights Protects Fuel Businesses

Verify customer financial health before extending terms on high-volume deliveries.

Vet new accounts before extending fuel delivery terms

Monitor existing customer payment trends for deterioration

Real Scenario

A fuel distributor in Texas held a line at $40K and required prepayment above that after a report showed declining scores and payment times stretching from 32 to 58 days. Three months later, the customer defaulted on two other distributors.

Holding the line saved $35K in additional exposure.

Protect your margins in a zero-error business.

Start Your Subscription — $69.99/mo

Foodservice Distribution

"Restaurants have a 60%+ failure rate in their first 3 years. You're delivering weekly on Net-30."

High delivery frequency, perishable inventory, and a customer base with one of the highest failure rates of any industry.

Foodservice Risk

60%+
restaurant failure rate in first 3 years
1-3%
typical net margins — no room for bad debt

How Command Insights Protects Foodservice Distributors

Check before you deliver. Know which accounts deserve terms.

Vet new restaurant and foodservice accounts before first delivery

Identify accounts with deteriorating payment patterns before exposure grows

Real Scenario

A regional foodservice distributor onboarding a new restaurant group (4 locations, $6K/week) pulled a report showing declining scores, an active tax lien, and 50-day average late payments. They offered COD for 90 days. The group agreed and eventually earned Net-15 based on performance.

Data-driven terms protected $72K+ in annual exposure while winning the account.

Stop delivering on faith.

Start Your Subscription — $69.99/mo

Financial Services

"Regulatory pressure means you need documented decisions — not gut calls."

Banks, factoring companies, equipment and automotive leasing firms need comprehensive, defensible intelligence for every decision.

Financial Services

42
data sources in every Command Insights report
30+
years serving financial services professionals

How Command Insights Serves Financial Services

Comprehensive intelligence from 42 data sources for lending, factoring, and leasing decisions.

Multi-bureau business reports from Experian, D&B, Equifax, TransUnion

Combined business and owner/principal views

Public records, liens, judgments, and UCC filings

Better data. Better decisions. Better outcomes.

Start Your Subscription — $69.99/mo

Commercial HVAC, Electrical & Plumbing Distribution

"You're selling to contractors who don't get paid until project completion. Their risk is your risk."

High contractor failure rates and project-dependent payment cycles make this one of the riskiest distribution verticals.

MEP Distribution Risk

High
contractor failure rate creates chronic payment risk
Cascading
GC → contractor → you payment chain failures

How Command Insights Protects MEP Distributors

Vet contractor accounts before extending terms on large equipment orders.

Evaluate contractor financial stability before extending equipment terms

Check for liens, judgments, and UCC filings that signal deeper problems

Don't let your customer's problem become yours.

Start Your Subscription — $69.99/mo

Industrial Equipment & Machinery

"Six-figure orders on extended terms. Custom configurations that can't be resold."

90-120 day payment cycles, custom builds, and high customer concentration. When someone defaults on a custom order, recovery is zero.

Equipment Risk

90-120
day payment cycles are standard
$0
recovery on custom configurations if customer defaults

How Command Insights Protects Equipment Businesses

Before committing materials and engineering to a six-figure custom order, know your customer can pay.

Vet customers before committing to custom orders that can’t be resold

Structure payment milestones based on actual financial health

Know your customer before you build their order.

Start Your Subscription — $69.99/mo

Medical & Dental Supply Distribution

"Private practice failure rates are increasing — and they're your customers on Net-30."

Rising costs, insurance reimbursement delays, and staffing challenges are squeezing practices. High-value equipment on terms creates compounding exposure.

Medical/Dental Risk

Rising
private practice failure rate
High
value equipment on extended terms

How Command Insights Protects Medical/Dental Distributors

Verify practice financial health before extending terms on equipment and supplies.

Vet new practice accounts before extending terms

Evaluate financial stability beyond what the front office shows you

Protect your accounts in a changing healthcare landscape.

Start Your Subscription — $69.99/mo

Commercial Landscaping & Snow Removal

"Property management companies are slow to pay. Seasonal cash flow makes it worse."

Seasonal revenue swings, multi-year contracts with payment risk, and customers notorious for slow payment.

Landscaping Risk

Seasonal
cash flow swings amplify payment risk
Slow
property management payment patterns

How Command Insights Protects Landscaping & Snow Removal

Vet property management companies before signing multi-year agreements.

Evaluate PM company financial stability before signing contracts

Identify clients with deteriorating payment patterns before peak season

Don't let seasonal pressure force bad decisions.

Start Your Subscription — $69.99/mo

Commercial Printing & Packaging

"Large custom orders. High material costs upfront. Customers delay payment until their end-user pays them."

Custom orders can’t be repurposed on default. Seasonal volume swings compound the risk.

Print/Packaging Risk

Custom
orders can’t be resold on default
Upfront
material costs committed before payment

How Command Insights Protects Print & Packaging

Vet new accounts before accepting large custom orders

Set deposit requirements based on actual financial health

Don't commit materials to customers who can't pay.

Start Your Subscription — $69.99/mo

Promotional Products & Branded Merchandise

"100% custom orders that can't be resold. Event-based timelines. Payment comes after the event."

Branded, event-specific products are worthless to anyone but the customer. Default means total loss.

Promo Products Risk

100%
custom — zero resale value on default
Post-event
payment extends your exposure window

How Command Insights Protects Promo Product Companies

Vet accounts before accepting large custom orders

Set appropriate deposit requirements for event-based work

Protect yourself before you produce.

Start Your Subscription — $69.99/mo

Commercial Flooring & Tile Distribution

"Contractor payment depends on GC payment. Project delays equal payment delays."

Material-intensive upfront costs, contractor customers whose payment depends on GC payment chains, and once installed, materials can’t be recovered.

Flooring Risk

Chained
GC → contractor → you payment dependency
Installed
materials can’t be repossessed

How Command Insights Protects Flooring Distributors

Vet flooring contractor customers before extending material terms

Evaluate the GC’s financial stability when your payment depends on it

Check the whole chain, not just your customer.

Start Your Subscription — $69.99/mo

Office Furniture & Supplies (Commercial)

"Large corporate orders on Net-60+. Payment contingent on client approval."

Approval delays, budget holds, and corporate procurement cycles stretch receivables well past original terms.

Office Furniture Risk

Net-60+
standard terms on large corporate orders
Approval
contingent payment adds weeks or months

How Command Insights Protects Office Furniture Companies

Evaluate corporate client financial stability before accepting large orders

Set appropriate terms and deposit requirements for project-based work

Don't let "pending approval" become "pending indefinitely."

Start Your Subscription — $69.99/mo

Industrial Chemical & Safety Supply

"Large bulk orders on terms. Customer concentration risk. Hazardous materials you can't easily redirect."

Specialized products, large bulk orders, and customers who often represent significant revenue concentration. Hazmat complexity makes default even costlier.

Chemical/Safety Risk

Bulk
orders on terms tie up significant capital
High
customer concentration in specialized markets

How Command Insights Protects Chemical & Safety Suppliers

Monitor key customer financial stability to prevent surprise defaults

Assess customer concentration risk across your portfolio

Know the health of the accounts that matter most.

Start Your Subscription — $69.99/mo

Extend Payment Terms? You’re in the Lending Business.

Regardless of your industry — if you extend Net-30, Net-60, or Net-90 terms, you’re making unsecured loans every day. B2B payment defaults are up 34%. Companies extending Net-60+ terms have 3x higher bad debt rates.

34%
B2B default increase YoY
23 days
Average invoice paid late
3x
Higher bad debt for Net-60+ terms
Start Your Subscription — $69.99/mo

Your industry. Your intelligence.

Regardless of your vertical, Command Insights gives you the data to make confident decisions — the same way Fortune 500 companies do.

$69.99/month
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