Consumer Credit Verification Services
Optimize Decisions with Leading Consumer Credit Data
Fast, reliable access to consumer credit information is essential when making high-stakes decisions—whether you're extending credit, evaluating an applicant, or verifying financial responsibility. Command Credit makes it easy with online tools that deliver secure, real-time access to data from Experian, TransUnion, and Equifax—the nation's leading credit bureaus.
Our solutions are designed for flexibility, offering both single and multi-bureau reporting, integrated storage features, and customized scoring tools that streamline your credit verification process across a variety of use cases.
Underwriting Credit Extensions
Evaluate creditworthiness with confidence.
When you're underwriting for consumer transactions—such as installment loans, trade credit accounts, or utility services—having detailed, up-to-date credit data is essential. Our reports provide comprehensive visibility into a consumer's financial behavior, payment history, and outstanding obligations, allowing you to assess risk accurately and approve credit lines with greater assurance.
We help you make quick, informed decisions that support your bottom line while minimizing default risk.
Guarantor Credit Checks
Strengthen your risk management with verified personal guarantees.
In cases where a business or individual requires a guarantor, it's critical to ensure the guarantor has the financial stability to back the obligation. Our credit check solutions for guarantors give you the ability to verify credit history, assess repayment reliability, and add an extra layer of security to your credit extension process.
This added due diligence can be the difference between a secure agreement and an avoidable loss.
Employment Screening
Build trustworthy teams with financial insight.
For roles involving financial responsibility, sensitive information, or access to company assets, understanding a candidate's credit background can be an important part of the hiring process. Our employment credit screening tools help HR professionals evaluate financial responsibility while adhering to FCRA guidelines and other regulatory standards.
Make smarter hiring decisions with a clearer picture of your candidate's financial integrity.
Tenant Screening
Reduce leasing risk with deeper financial checks.
A tenant's ability to pay rent consistently and on time is critical for property owners and managers. Our tenant screening reports deliver detailed credit histories that help you identify strong candidates and avoid those with high-risk financial behavior.
By combining credit checks with optional public record searches, you can make more confident leasing decisions and protect your rental income.
Single & Multi-Bureau Reports
Access one, two, or all three bureaus—based on your needs.
Not all credit reports are created equal. Depending on the consumer's history, data can vary across bureaus. Our platform gives you the flexibility to pull from one, two, or all three major credit bureaus at once, ensuring you have the depth of information needed for your specific risk threshold.
Gain a fuller financial profile and eliminate blind spots in your decision-making process.
Public Record Reports
Uncover additional financial red flags.
Public records—such as bankruptcies, liens, and civil judgments—offer critical context that may not appear in traditional credit reports. Our public record reporting service helps you identify unresolved legal issues or patterns of financial instability that could impact your decision.
Use this information to enhance your credit assessments and protect your organization from hidden risks.